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Bridging
Bridging - Current Solutions & Workarounds
Cash Analytics
What it is: Treasury Management System for cash visibility and transaction management
How they use it: Manual input of transactions, no ERP integration
Limitations: Lacks drill-down capabilities, no variance analysis features, difficult to reclassify historical transactions
Used by: Euroports
Excel
What it is: Spreadsheet software
How they use it: Primary tool for bridging calculations - aggregate classified transactions, compare to budget EBITDA, derive working capital movements
Limitations: Manual, error-prone, no audit trail, doesn't scale
Used by: Euroports
ERP Systems
What it is: Enterprise resource planning systems (various)
How they use it: Source of GL accounts and budget data for classification
Limitations: Bookings only updated monthly, not useful for within-month analysis
Used by: Euroports
WorkDay ERP
What it is: Cloud-based ERP with detailed cost center, spend category, project data
How they use it: Source of transactional data with richer categorization than bank statements
Limitations: Granularity (cost center, project) not available in bank statement data
Used by: Personio
Adaptive
What it is: FP&A reporting system for budget/actual comparisons
How they use it: Final reporting to senior management, comparison against budget and rolling forecast
Limitations: Doesn't have transactional-level detail
Used by: Personio
Manual Workarounds
Excel Bridging Spreadsheets
What they do: Build custom Excel models to classify direct flows, assign GL accounts, aggregate, and compare to budget
Why: No tool provides integrated direct-to-indirect bridging with variance analysis
Source: Euroports (2025-10-27)
Chasing Local Entities for Explanations
What they do: Email/call local entity finance teams to understand variance drivers
Why: Centralized treasury can't see entity-level detail to explain movements
Source: Euroports (2025-10-27)
Manual FP&A-to-Weekly Splitting
What they do: Take FP&A monthly budget and manually split into weekly transactional forecasts
Why: FP&A provides monthly numbers but treasury needs weekly cash view
Source: Personio (2025-12-04)
GFC Rolling Forecast as Reference
What they do: Use FP&A's rolling monthly forecast (GFC) as more accurate reference than static budget
Why: Six-monthly budget becomes stale; GFC is updated monthly
Source: Personio (2025-12-04)
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