Cash Position & Balances¶
Status: Shipped¶
Domain: Cash Visibility Linear Projects: None tracked
What It Does¶
Palm provides a unified view of cash positions across all bank accounts, eliminating the need to log into multiple bank portals each morning. Treasury teams can see their complete cash position at a glance, with balances aggregated by entity, currency, bank, or any other dimension that matters to their organization.
The platform ingests balance data from connected banks and presents it in customizable dashboards. Users can drill down from consolidated views to individual account details, making it easy to identify accounts that need attention. With 150+ accounts, teams need to know where to focus - Palm helps surface the accounts that matter most.
Capabilities¶
| Capability | Status | Notes |
|---|---|---|
| Multi-bank balance aggregation | Shipped | Consolidated view across all connected banks |
| Daily balance updates | Shipped | Automatic refresh from bank connections |
| Entity-level views | Shipped | See positions by legal entity |
| Currency-level views | Shipped | See positions by currency |
| Bank-level views | Shipped | See concentration by bank |
| Account-level drill-down | Shipped | Navigate from summary to detail |
| Historical balance tracking | Shipped | View balance history over time |
Jobs Fulfilled¶
1. Check cash positioning across all bank accounts each morning¶
Desired Outcomes Addressed: - [x] Minimize the time spent logging into multiple bank portals to check balances - [x] Reduce the frequency of discovering overdrafts after they've already happened - [x] Increase confidence that service entities are adequately funded
How Palm Addresses This: - Unified dashboard shows all bank balances in one view - Automatic balance updates eliminate manual data gathering - Alert thresholds can flag accounts needing attention
2. Review 150+ bank accounts daily and identify which need attention (Emerging)¶
Desired Outcomes Addressed: - [x] Minimize the time spent manually scanning all accounts for issues - [x] Increase confidence that I'm looking at the right accounts first (negative balance, below threshold) - [ ] Reduce the likelihood of missing a critical funding need (partial - alerts not fully implemented)
How Palm Addresses This: - Sorting and filtering helps prioritize accounts - Visual indicators highlight unusual balances - Drill-down capabilities allow quick investigation
Pain Points Addressed¶
| Pain Point | Addressed? | Notes |
|---|---|---|
| Daily verification is manual | Yes | Automated balance aggregation |
| 150 accounts blindness | Partial | Better views, but alert prioritization still emerging |
| No live visibility across entities | Yes | Central Treasury sees all balances |
| Multiple bank portals to check | Yes | Single consolidated view |
| Fragmented data across 20+ banks | Yes | Multi-bank connectivity |
What's NOT Included (Yet)¶
- Smart account prioritization (AI-driven "top 10 accounts to check today")
- Threshold-based alerts
- Cash pool-aware balance views (showing true positions after sweeps)
- Intraday balance updates
How It Works (Technical)¶
TODO: Fill in via codebase analysis
| Component | Technology | Notes |
|---|---|---|
| Balance ingestion | ||
| Data aggregation | ||
| Dashboard rendering | ||
| API endpoints |
Key files/services: - TBD
Related¶
- Domain knowledge: docs/knowledge/cash-visibility/
- Roadmap: Related to See total liquidity in one view (Bicycle)
Last updated: 2026-02-17